Financing


Special Financing Available

Special Financing Options Available* for PHD Customers

At PHD Heating & Cooling, we help homeowners upgrade their comfort
with flexible payment options through the Wells Fargo Home Projects® credit card.
Enjoy simple online applications, convenient monthly payments, and fast approvals —
all fully integrated with your HVAC project.



Check Eligibility

*Financing is provided by Wells Fargo Bank, N.A., with approved credit.
Equal Housing Lender.

How Financing With PHD Works

At PHD Heating & Cooling, we help homeowners upgrade their comfort with easy, flexible financing through the Wells Fargo Home Projects® credit card.
Our team assists you with understanding the process, selecting the best option, and submitting your application quickly.

  • A revolving line of credit you can use again for future HVAC needs
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management
  • Fast approvals in most cases

Our specialists help you review payment options and complete your application—making the process fast, clear, and stress-free.

Your secure application link will appear here once approved by Wells Fargo.

*The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender.


Special Financing Available

Special Financing Options Available* for PHD Customers

At PHD Heating & Cooling, we help homeowners upgrade their comfort
with flexible payment options through the Wells Fargo Home Projects® credit card.
Enjoy simple online applications, convenient monthly payments, and fast approvals —
all fully integrated with your HVAC project.



Check Eligibility

*Financing is provided by Wells Fargo Bank, N.A., with approved credit.
Equal Housing Lender.