
Special Financing Options Available* for PHD Customers
At PHD Heating & Cooling, we help homeowners upgrade their comfort
with flexible payment options through the Wells Fargo Home Projects® credit card.
Enjoy simple online applications, convenient monthly payments, and fast approvals —
all fully integrated with your HVAC project.
*Financing is provided by Wells Fargo Bank, N.A., with approved credit.
Equal Housing Lender.

How Financing With PHD Works
At PHD Heating & Cooling, we help homeowners upgrade their comfort with easy, flexible financing through the Wells Fargo Home Projects® credit card.
Our team assists you with understanding the process, selecting the best option, and submitting your application quickly.
- A revolving line of credit you can use again for future HVAC needs
- Convenient monthly payments to fit your budget
- Easy-to-use online account management
- Fast approvals in most cases
Our specialists help you review payment options and complete your application—making the process fast, clear, and stress-free.
Your secure application link will appear here once approved by Wells Fargo.
*The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender.
Special Financing Options Available* for PHD Customers
At PHD Heating & Cooling, we help homeowners upgrade their comfort
with flexible payment options through the Wells Fargo Home Projects® credit card.
Enjoy simple online applications, convenient monthly payments, and fast approvals —
all fully integrated with your HVAC project.
*Financing is provided by Wells Fargo Bank, N.A., with approved credit.
Equal Housing Lender.
